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To order with Laybuy, you will need a UK bank account, a UK residential address and be 18 years old or over. Please note, if you fail to make a payment, you may be charged a late payment fee. If you're struggling to use Laybuy it could be because; you may have an outstanding payment from another order, you have filled out the form incorrectly or they have rejected your application.

What You Need What You Need

Be 18 years of age or older.

A UK bank account.

A UK residential address.

Easy Payments Payments

Manage all your payments via your dashboard. Complete multiple payments at once, track your spending and much more. Update your card details, manage upcoming payments and always be in control of your money.

Laybuy offers online shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.

Just shop as normal and at checkout, choose Laybuy as your payment method. You will be directed to the Laybuy website to register and provide payment details (Visa or Mastercard). If you’ve used Laybuy before, just log in to your Laybuy account. Then complete your order – it’s that easy!

Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately. The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.

Laybuy is only available to customers with a UK Billing address. Customers with international billing address will not be able to create a Laybuy account.

Each payment is equal to one sixth of the purchase price. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment can be viewed in your Layby account.

If funds are not available at the time the automatic payment is due you will be charged a late payment fee by Laybuy

Laybuy orders are delivered within our standard delivery timeframes dependant on what delivery option you choose. Please visit the delivery page for more information on timeframes.

Laybuy returns follow the standard returns process. As soon as the return is processed it will drop off your Laybuy account.

Visit the Laybuy website here for a full list of FAQs and customer Terms & Conditions.